How to Get a Replacement Car Key
Losing a car key can be a frustrating experience. It can also be costly depending on the model you have.
A call to an auto locksmith is the quickest way to replace keys. This option is usually cheaper and quicker than calling an auto dealer or roadside assistance.
Cost
Until recently the loss of car keys wasn't a big problem. You could visit your local hardware store to purchase a replacement key. Nowadays, however it's more complex and expensive. The reason for this is that cars have become more technologically advanced, so their keys are too. This may make them more secure against theft however, it also makes them pricier to replace.
The cost of a lost key replacement will differ based on the year, model and model of your car. Many modern vehicles come with key fobs that have a transponder to deter theft. These chips need to be paired with your vehicle, which typically requires a locksmith or a dealership. The cost of this service may depend on the kind of car you have, but can be up to $200.
Modern cars also come with laser-cut key that must be programmed with a specific machine only found at auto dealerships and specialist locksmiths. The cost of keys for this kind of lock can be as high as $100.
The location of your home will also impact the cost. You'll likely need to pay more for service when you live in an area that is remote because the tow truck and locksmith must travel far to reach you. In addition, locksmiths will charge extra for holiday, after hours, and weekend work.
You can cut down on the expense of replacing the car key that was lost by keeping a spare key at your home or in your wallet. It is also advisable to keep your car's registration or title documents with you, as these will be needed to prove that you are the owner of the vehicle in the event that you have to contact the dealership to request an exchange key. You can also contact your roadside assistance service. You might be able to get a temporary replacement depending on the terms and conditions of your roadside assistance service.
Time is a major factor.
Losing your car keys could be frustrating however, you shouldn't be panicking. Make sure to look for your keys in easy places, such as your purse or pocket. You can then go back and recall your day to see where you may have left keys. This may help you remember where you left the keys, or even if they're still in your car. It might be time to replace your car keys if they aren't able to find them.
The majority of modern vehicles come with a remote key fob that utilizes a code to unlock and start the car. This kind of key has to be programmed with the specific vehicle you own, and this is usually a task for an expert. Contact an auto locksmith and provide evidence of ownership.
Old-fashioned metal car keys are much more simple to replace than remote fobs for keys. They function completely mechanically and aren't difficult to duplicate, therefore a local locksmith can make you an immediate replacement in the event that you've lost one. They can also duplicate the ignition cylinder in your vehicle, which is an extra cost. If you're looking to make copies of your old keys for your car, visit a hardware store that specializes in automobiles and have them made quickly and inexpensively.
You may also want to consider replacing your car keys if they're beginning to appear worn. The teeth on the key and the lock's cylinder may become worn down due to frequent use and make it difficult for them to align properly with each other. If the key starts to get stuck in the lock, it's also an indication that it's time for a replacement.
The dealer might need to program the key if you have a newer model or a high-end car. This is a difficult task that could take several hours to complete and can cost a lot of money. You may be covered by your car warranty or insurance depending on the make of your car.
The availability
Even if you're a great driver there is a chance to lose your car keys. This can be a huge troublesome experience, especially if it occurs at the most inconvenient time, like when you're at the gas station or at the grocery store and you're just trying to go home. There are a variety of ways to replace keys that have been lost. You can contact your insurance company, find a local locksmith, or contact roadside assistance.
The first thing you'll need do is identify the kind of car key you have. This is important since different cars use different types of keys. Some keys are old-fashioned and only lock using the key cylinder. Others have a chip which communicates with the vehicle to unlock doors and even start the car. Certain keys can be easily replaced by an auto-locksmith however, others will require you to visit a dealership to purchase one from the manufacturer.
If you're using a traditional key or a smart one, your first step is to read the manual or contact the dealer for instructions on how to program it to your car. You'll need proof that you own the vehicle, and then wait several additional days for your dealer to make an order for the replacement. This method will also require you to take your vehicle to a locksmith, or another service provider to get it programmed. It's not the best option for those who are unable to move or have tight schedules.
If you have a spare key, the process is much easier. You can purchase an online replacement key for your car at a cost that is affordable based on the model of your vehicle. If your keys have transponder or key fob element, you'll have to visit a qualified expert to get them replaced and programmed. Depending on the make and model it may be necessary to take it to the dealer or hire a locksmith to replace the key.
A bluetooth tracker is an additional method to replace your car key. These tiny devices are attached to your keyring, and emit a signature which can be retrieved using a mobile phone that has an app installed. The app will show you where the key is so you can locate it whenever you require it.
Insurance
Car insurance coverage typically does not cover the cost of keys lost. There are some exceptions. Some of the best insurance companies, who are committed to ensuring customer satisfaction, offer additional coverage for things like keys that are lost. It's usually an additional cost, but could be cheaper than paying out on your own for key replacement costs.
The extent to which car insurance covers lost keys is dependent on the policy and deductible. The majority of traditional keys are easily replaced, but it may be more difficult if you have an electronic fob, or smart key. These keys are laser-cut and use computers to transmit an electronic signal to the vehicle, meaning they're more difficult to replace than traditional mechanical keys. They are also more expensive because you'll need to pay a locksmith and the key itself.
Consider using an auto club service or roadside assistance to save money when replacing a lost or damaged key. These services may offer locksmiths discounted rates and even pay the cost of the purchase of a new key. Some of these firms also offer emergency lockout services which are useful for those who are in a hurry and are trying to get back on the road.
Another option is to contact your dealer for assistance to see whether they can help. Locksmiths are typically available at most dealerships, and may be able make keys at an affordable price. However should the dealer need to order a new key for your vehicle, it can take several days to receive. Keep all receipts and paperwork whatever method you decide to use. This will enable you to file a claim with your insurance company.
The loss of your car keys is a regular event. It's not easy however it could occur to anyone. There are ways to avoid expensive consequences. The most efficient and cost-effective method to replace keys for your car is making contact with a locksmith local to you. However, you must weigh the financial benefits against the time and expense required prior to making an insurance claim.